The Lonely Bull Financial
Glossary
Riverplace Capital, headquartered in Jacksonville, FL, provides an online financial glossary of financial terms with simple explanations. At Riverplace Capital, we make finance easy to understand.
10-K
130/30 Strategy
401(k) Plan
403b
529 Plan
Abstract of Title
Ad Valorem Tax
Addendum
Adverse credit history
Alimony
Amortization
Annuity
Appraisal
Arbitration
ARM (Adjustable Rate Mortgage)
Ask
Assessed Value
Asset
Asset allocation
Assumable Loan
Assumption Clause
Attorney-in-Fact
AUM
Balance sheet
Balloon Mortgage
Bankruptcy
Barbell
Basis Point/Bps
Bear Market
Beneficiary
Bid
Bid List
Bid/Ask
Bill of Sale
Binary Outcomes
Blue Chip
Bond
Book value
Book value vs. Market value
Breach
Bridge Loan
Broker
Brokerage account
Bull market
Buy and Hold
Buy Down or Discount Points
Buyer’s Agent/ Broker
Callable bond
Capital
Capital Gain
Capitalization
Cash Flow
Cash Settlement
Certificate of Deposit (CD)
Chapter 13 Bankruptcy
Chapter 7 Bankruptcy
Closed-end credit
Closing Disclosure
Cloud on Title
Collateral
Commitment Letter
Commodity
Comparables or Comps
Comparative Market Analysis
Consolidation
Construction Loan
Consumer Debt
Conventional Mortgage
Correlation
Counter Offer
Coupon Rate
Credit history
Credit repair
Credit Score
Credit Spread
Creditor
Creditworthiness
Crowded trade
Current Yield
Dealer
Debt
Debt-to-income ratio (DTI)
Deduction
Deed
Deed-in-Lieu
Default
Deferment
Delinquency
Delta
Department of Veteran Affairs (VA)
Dependent
Discount
Discretionary income
Diversification
Dividends
Dollar cost averaging
Dow Jones Industrial Average (the Dow)
Down Payment
Due-on-sale clause
Duration
Dynamic Asset Allocation
Earned Income Credit (EIC)
Earnest Money
Earnings Per Share (EPS)
Easement
Economic capital
Encroachment
Encumbrance
Enterprise Value
Equifax
Equity
Escrow
Exchange
Experian
Factor Investing
Fair Market Value
Federal Trade Commission
FHA Mortgage
FICO score
Fill or Kill
Financial Capital
First Mortgage
Fixed-Rage Mortgage
Flipper
Flipping
Floating Rate Note
Flood Insurance
Foreclosure
Fraud
Fundamental Analysis
G.A.R.P. (Growth at a Reasonable Price)
Garnishment
General Warranty Deed
Good Faith Estimate
Grantee
Grantor
Growth Investing (Growth Style)
Hazard Insurance
Health Savings Account (HSA)
Hedge Fund
Home Equity
Home Equity Line of Credit (HELOC)
Home equity loan
Homeowner’s Warranty
Homeowners’ Association
Hybrid ARM (Hybrid)
Index
Index Fund
Interest rate
IRA (Individual Retirement Account)
Joint Tenancy
Jumbos
Laddering
Lagging
Lease
Lender
Liability
Lien
Liquidation
Loan Forgiveness
Loan term
Loan-To-Value Ratio
Long-Term Debt
Margin
Margin of Safety
Market Capitalization
Mid Cap Fund
Momentum Investing
Money Flow
Money Flow Index
Money Market Account
Money Market Mutual Fund
Mortgage
Mortgage Banker
Mortgage Insurance Premium (MIP)
Mortgagee
Mortgagor
Mutual Fund
NASDAQ
Negative Amortization
New York Stock Exchange
Note
Note Rate
Offer to Purchase
Open-end credit
Origination Fee
Outperform vs. Under perform
Owner Financing
P/E Ratio
Par Value
Payback time
PEG Ratio (Price/Earnings-to-Growth)
Penny Stocks
Pension
Periodic Payment Cap
Periodic Rate Cap
Personal loan
Personal Property
PITI
Power of Attorney
Prepayment Penalty
Primary Market
Prime Broker
Principal
Private Mortgage Insurance (PMI)
Private sector
Profit Taking
Promissory Note
Purchase Offer/Purchase and Sale Agreement
Putable Bond
Qualified Buyer
Quitclaim Deed
Rallying vs. Selling Off
Real Estate
Real Estate Crowd Funding
Real Property
Realized or Historical Volatility
Refinance
Registered Investment Adviser (RIA)
REIT’s
Repossession
Repurchase
Reversion To The Mean
Right of First Refusal
ROI
Rollover IRA
Roth IRA
Sale-Leaseback
Second Mortgage
Secondary Market
Secondary Mortgage Market
Self-Directed 401(k)
SEP-IRA
Settlement Date
Share
Short sale
Short-term Debt
Shorting
Simple interest
Simple IRA
Smart Beta
Sticker Price
Stock
Subordinate Financing
Survey
Sweat Equity
Tax lien
Technical Analysis
Tenancy by The Entirety
Term
The S& P 500
The Stock Market
Title Company
Title Insurance
Title Search
Transfer Tax
TransUnion
Treasury Bills
Underwriting
VA Mortgage
Value Investing (Value Strategy)
Volatility
Yield
Yield-to-Call
Yield-to-Maturity
Yield-to-Worst
Zero Coupon Bond
Zero Coupon Callable Bond